Where to invest 100,000?

Reginald Maxi: With the current instability, it would be unwise to invest a significant lump sum in the market, but that's where a large part of it belongs. You can invest the funds through a dollar cost averaging account, where they will draw interest while being incrementally invested over time, thereby reducing your risk. As this is, I presume, post-tax money, you may wish to invest it in an annuity, allowing tax-deferred growth. Many indexed accounts will also offer you the option of market-based growth with no risk to your principal....Show more

Gordon Showes: invest around 50% in Fixed Deposit and another 50% in mutual funds.

Oscar Wieland: Buy and hold properties - that's right. Real Estate investing. More millionaires were created during the depression than at any other time! Real estate is on sale right now. Do some research in your particular area - and see if you can pick up a foreclosure or two. Best Return On Investment you will find.

Indira Wassell: when I had the same problem I lended 30% of my money to entrepreneurs at 15%, invested 30% in business at 20%, put 30% in a CD at 10% per year, and used 10% to start my own online business.I could share my valuable experience with you but why should I do that? if I'll post useful links here some dumbs may decide that this is a spam or advertising... email me through my profile, maybe I'll help you...Show more

Lynn Mctier: if you do not want to waste the time and money to invest , please google for HSFX Asset Management and make 3% to 10% monthly, after that please do not forget to send "thank you" card to them!

Donald Caravalho: First off, be cautious but not paranoid. Stay away from annuities and other high-commission products.The big issue is when will you need this money? If it is for your retirement, it belongs in stocks, but learn about dollar cost averaging and put it in over a 2-3 year period.If it is for your kids college education, th! en the right investment depends on how old they are....Show mo! re

Dewey Heersink: The ultimate answer is: That depends on you. 1) When do you need to see a return?2) Is your tolerance for risk low or high?3) What is your level of experience?Until those three questions are answered for you, all other answers are moot and meaningless to you, as they are based on how someone other than yourself would answer those three questions.If it were me, here is what I would consider:1) Foreign exchange2) Commodities (oil, specifically)3) Real estate, once I was reasonably sure we'd hit the bottomForeign exchange is highly lucrative, and can be done from home with an initial investment of just $250. In all honesty, it hasn't turned out to be as hard as everyone told me that it would be. However, clearly, if you don't know what you're doing, you're virtually guaranteed to lose all of your investment. Of course, that can be said about almost any investment.Oil is almost assured to go up in price in the short term, as OPEC nations will meet to! day or tomorrow, and determine as a group to slash production, thus lowering supply, thus increasing demand, thus increasing the per barrel price coming out of the middle east. Also depends on what Russia intends to do, but looks like oil is going bullish in the very near future. You'll need quite a bit of expertise if you want to trade oil futures. Be very careful of this one.Real estate. Ah, real estate. It's every American's default button. And for good reason: it's tangible, you can build on it, and it's what we're taught from our more youthful years. Real estate is a very good idea. You'd better get a good broker to help you out until you know what you're doing though. Also, make sure that you're not going to buy a property that still has yet to lose half its value. Stay away from the formerly "hottest" markets (Phoenix, Las Vegas, SoCal, et al), as they're now some of the worst. And make sure that the 20-cities index is showing signs of an upturn. A good r! eal estate broker can help you with all of this, and it won't cost you ! a dime unless you allow that broker to help you buy a property. Bear in mind that, under normal market conditions, real estate is not a good investment if you are looking for a return in the very near future. It's more a long term kind of thing. Just ask the people in Vegas and Phoenix how the short-term approach turned out for them. Those are the things that I would consider. Whatever YOU decide to do, make sure you've answered those first three questions honestly. And good luck to you. If anyone deserves a break, it's a single mom. I hope that Fortune smiles warmly upon you and your family....Show more